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Title: Personal health insurance Post by: ssmith general on May 21, 2011, 05:27:37 PM Just got a quote from BC/BS. It's about 175 a month. Which is about 1/2 of what I was paying when I was paying 1/2 of my former company insurance. The deductables are a little higher in a couple instances, but other than that I cant figure out the difference.
So, what's the catch? Are employers really over paying that much just to provide the insurance? Title: Re: Personal health insurance Post by: BAMAWV on May 21, 2011, 09:59:33 PM Probably cheaper now that the "World Ends" deadline has come and gone.
Title: Re: Personal health insurance Post by: SUPERCOACH on May 22, 2011, 01:25:58 AM I had a private policy with them too for a while when I was contracting. They had 1 year waiting periods for a whole bunch of stuff. Then they raised the premium after that first year.
Title: Re: Personal health insurance Post by: ssmith general on May 22, 2011, 03:05:53 AM I had a private policy with them too for a while when I was contracting. They had 1 year waiting periods for a whole bunch of stuff. Then they raised the premium after that first year. yeah no surgury or hospitalization for pre-existing conditions for a year. How much did it jump? Title: Re: Personal health insurance Post by: 2Stater on May 22, 2011, 09:38:53 AM BC/BS will always be the cheapest since they are non-profit. You have to make sure, though, to carefully read the restrictions and fine print with any healthcare coverage.
Title: Re: Personal health insurance Post by: KoKoPuf on May 22, 2011, 09:41:03 AM You probably have excellent coverage up until the time you get sick.
Title: Re: Personal health insurance Post by: SUPERCOACH on May 22, 2011, 10:32:55 AM I had a private policy with them too for a while when I was contracting. They had 1 year waiting periods for a whole bunch of stuff. Then they raised the premium after that first year. yeah no surgury or hospitalization for pre-existing conditions for a year. How much did it jump? It has been a couple of years, so I don't really remember. It seems like it went from 250 to 400 for family coverage. I do remember that it was enough of a difference that I immediately recognized what was going on with the waiting period. Title: Re: Personal health insurance Post by: BAMAWV on May 22, 2011, 10:36:55 AM Obamacare will be kicking in soon. We get the same treatment and wait times as Great Britain. Free drugs. Death consultations. Private rooms. Valet parking. ALL FREE. HTH
Title: Re: Personal health insurance Post by: SUPERCOACH on May 22, 2011, 10:41:08 AM Title: Re: Personal health insurance Post by: BAMAWV on May 22, 2011, 10:43:58 AM #+ :pray:
Title: Re: Personal health insurance Post by: ricky023 on May 22, 2011, 02:21:49 PM I don't know what FIFY is, but I thought each state was taking a judgement against Obamacare? RTR!
Title: Re: Personal health insurance Post by: Old Tider on May 22, 2011, 02:52:37 PM Move to Vermont if you want "free" socialized medicine.
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