Temple got screwed on some calls. Could have been a different outcome. Now, I guess we'll be hearing that UCF beat a quality opponent and should be in the playoffs.
Refs screwed Temple. Non-call on the UCF pass interference, which led to missed Temple FG instead of probable TD, followed by highly questionable pass interference call on Temple which led to UCF TD. That was the difference in the game.
I don't know Chech, UCF might have a chance against Vandy or Arkansas, although Mizzou is 0-4 in the SEC and clobbered a team, Memphis, that UCF squeaked out a win against. Certainly there are 9 or 10 SEC teams that could easily beat UCF, and the other games would be a toss up.
I hate this small school hype from teams that don't play anyone. Look what happened to press darling Utah when they joined (sort of) a real conference.